ATM fees can really add up in a month if you find it less than convenient to get to your own bank’s ATM for cash withdrawals (with kids in tow it can be virtually impossible some days), so instead, opt for the cash back option when you’re doing your regular shopping. Most grocery stores, department stores and even convenience stores will give you cash back (even if it’s not an option on their debit machine, ask about it). Saves you a trip to your own bank machine, or the fee at some other bank’s ATM.
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